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Spare key
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userConrad
Posted: 30 January 2020 5:44 PM
Subject: Spare key
 
Gets involved

Posts: 259
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Location: Home-West Wales, M/H-Chausson Flash 646 2019


Sounds obvious to some, I suppose, but we always take our spare van keys with us when away from home. Risk assessment is low likelihood of loosing them (I'm a bit obsessive about things like keys, wallet, dogs), but high level of problem if it happens, especially if any distance from home.
userColinM50
Posted: 13 February 2020 9:48 AM
Subject: RE: Spare key
 
Has lots to offer

Posts: 481
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Location: 2017 Peugeot based Elddis 196


I keep spare keys well hidden inside the m/h and had a second habi door key cut which is in a plastic bag screwed to the chassis. I know it's possibly against insurance co rules to leave a key on board, but they'd never find out unless I (or one of you lot) told them. In the unlikely event that it was stolen AND ins co asked for both sets of keys (why??) I'd tell the truth, that I don't know where the spare keys are, I've lost them
userweldted
Posted: 16 April 2020 5:29 PM
Subject: RE: Spare key
 
Pillar of the forums

Posts: 711
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Location: Burstner Ixeo 736


Unlikely but when I had our Motorhome stolen many years ago before chipped keys, my insurance company asked for both sets of keys. At the time I was unable to find the second set, they intimated that I may have been negligent in not having both sets secure and stated it may invalidate my claim. The Motorhome was found stripped and burnt out but the saving grace was that the police stated that the ignition barrel had been broken off. I pointed this out to the insurance company and they paid out.
They had said that similar to leaving your keys in a vehicle say when getting petrol and it was stole as the policy holder I had a duty of care to minimise their risk?/
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