Well, their insurance company certainly paid out on me after a serious skiing accident in Andorra. Medical costs for me in Andorra , private Lear Jet home, with two Doctors that stayed with me to my room in the Q E Hospital B/Ham. Separate flight home and expenses for my wife. Total cost about £26,000 pounds. We have been with them 5 years, started paying £375 now pay £395.
Brian B.