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Insurance advice for towing trailer with car


watsoa

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I am going to buy a trailer and Smart car for pulling behind our motorhome and I need advice on insurance.

Do the trailer/car need separate insurance or is it possible to get the motorhome/trailer/car insured as a 'job' lot. The motorhome and car will never be driven at the same time.

Thanks

Alan W 

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Guest JudgeMental

 

while you are waiting for more informed advice...

 

I believe the car needs to be insured separately, have never heard of a dual policy covering both. It may be more straight forward to use the one insurance company in case of a mishap.

 

you need to inform both insurance companies as to what you are doing as your excess will probably be affected.

 

also I think the car being towed is only covered 3rd party. I would call your motorhome insurers and ask their opinion.

 

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Guest JudgeMental
Wingpete - 2008-06-13 4:10 PM

 

I got 3 cars, one m/bike & 2 trailers, (one for towing behind bike, other for trailering solo bike, plus m/home on a fleet policy from TRADEX.

 

I would guess as the name suggests yours is a trade policy? Probably cheaper for Alan just to insure motorhome and car separately...

 

Have you sorted this out Alan?

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