Sunnysue Posted July 10, 2009 Share Posted July 10, 2009 We are in the process of buying a motorhome in Spain , which is registered in Spain and are having major problems insuring it for fully comp or 3rd party fire and theft. All we camn get is 3rd party only which is not what we want. Has anyone experienced this and if so how was it resolved. All advice very welcome. Thanks *-) Link to comment Share on other sites More sharing options...
Brian Kirby Posted July 10, 2009 Share Posted July 10, 2009 If you have a permanent address in Spain you should not have a problem. What is causing your difficulty? Link to comment Share on other sites More sharing options...
BGD Posted July 10, 2009 Share Posted July 10, 2009 Hi Sue - We live in inland Costa Blanca region in Spain and have owned 2 Motorhomes here. Our current MH is Spanish registered, and I found the best fully comp quote was from Abbeygate Insurance. They do a Fully Comprehensive policies, but since 2008 their cover doesn't include Breakdown/Recovery any more. (Other Companies such as RACC etc in Spain do this cover though) Abbeygate have an office in Moraira, Costa Blanca, and speak English and/or Spanish. I believe they issue policies all across Spain. Phone: (0034)965 745 097. Ask for Katy. Worth a try. There is one other specialist MH insurer in Spain that I am aware of, based in Barcelona.......but for me they were more expensive at last renewal, and they only speak Spanish (don't know how good your Spanish is?) NB: I have no connection with Abbeygate, other than as a (so far) happy customer. Edited to add: I suspect the reason why you are finding it hard to get any cover quotes for risk beyond third party only is that because vehicle insurance is rather....no, very... expensive in Spain.....people keep crashing!.....most people here go for third party only, thus there is not the same level of demand for TPF&T or Fully Comp cover here. Link to comment Share on other sites More sharing options...
Sunnysue Posted July 11, 2009 Author Share Posted July 11, 2009 Thanks for this I will try them Monday and let you know how I get on. Did you get your own breakdown cover through RACC? any numbers for them gratefully accepted. Sue :-D Link to comment Share on other sites More sharing options...
Sunnysue Posted July 11, 2009 Author Share Posted July 11, 2009 Hi Brian Its the cover itself causing the problem it seems here in Spain the most common cover is 3rd party only and with this being our first motorhome we need more cover I will try Abbeygate as suggested by BGD Thanks Link to comment Share on other sites More sharing options...
colinfrier Posted July 11, 2009 Share Posted July 11, 2009 Hi Try the people below who insure mine it will be dearer than UK. value 50,000e 2.3 litre is 525 euros a year inc breakdown cover with Liberty Securos but at least you save on your road tax sevins77@hotmail.com Not all brokers or insurance companies in Spain will take Motorhomes so you do have to shop arround. Link to comment Share on other sites More sharing options...
BGD Posted July 11, 2009 Share Posted July 11, 2009 Sue - I've just answered the private email that you sent me, and I've included some contact details for some insurers and Breakdown Insurance Companies........Hope they help. Don't forget that Google is God for locating any such things too. If you want to Google for the company that Colin has mentioned (they seem pretty good: I've got my car and motorbike insured with them at the moment but didn't think they covered MH's....maybe it's just 'cos our MH is extremely venerable!), I think their name is actually "Liberty Seguros" Hasta luego, Bruce. Link to comment Share on other sites More sharing options...
colinfrier Posted July 11, 2009 Share Posted July 11, 2009 sevins77@hotmail.com To use Liberty Seguros go via the broker above Link to comment Share on other sites More sharing options...
Sunnysue Posted July 11, 2009 Author Share Posted July 11, 2009 Hi Brian Thanks for this I have been quoted this amount just for 3rd party only. I will email to the address and hope they get back to me as we are buying the MH on Monday. Lost time expecting to use present owners insurance company but they no longer do fully comp. Sue Link to comment Share on other sites More sharing options...
Sunnysue Posted July 11, 2009 Author Share Posted July 11, 2009 Hi Bruce got your mail and have noted the details down. As I mentioned to Brian we are on a sharp timescale Monday to try and get insurance sorted. Will let you know how we get on Sue Link to comment Share on other sites More sharing options...
Sunnysue Posted July 12, 2009 Author Share Posted July 12, 2009 Sorry should have said Hello Colin :-S Link to comment Share on other sites More sharing options...
derek500 Posted July 12, 2009 Share Posted July 12, 2009 Reading through the Spanish motorhome forums, http://www.allianz.es/ seem to be the most popular here. You can get a quote online. They also have an English section on their website. Link to comment Share on other sites More sharing options...
Sunnysue Posted July 13, 2009 Author Share Posted July 13, 2009 Hi Colin An update on our insurance , emailed as you suggested but got a reply to say they only insure for 3rd party. We have got insurance with Allianz.es and breakdown cover combined so are happy and now proud owners of a MH. Planning our first trip for this weekend. Keeping close to home for the first few trips to find our feet , can't wait. Thanks to all for the advice given and probably be asking for more advice along the way. Sue :-> Link to comment Share on other sites More sharing options...
4petedaniel Posted July 14, 2009 Share Posted July 14, 2009 WE had a Spanish motor home in Spain after it was 10 years old , we had to have it MOT every six months , then had it stolen never got a penny from the insurance, got a English address a English motor home, insurance cover by Saga, seems a lot better solution. Link to comment Share on other sites More sharing options...
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