fred22 Posted October 20, 2010 Share Posted October 20, 2010 Hi. Anyone tried to get insurance for a young driver? I am trying to insure a Group 1 car for my Grandson to drive when he passes his test. Value of the car is £1200. Lowest quote so far is £2873 on condition that he takes his Pass Plus, highest is £11500. Many companies advertise as giving special rates to young drivers but I don't call these special rates. Some companies restrict drivers to not using their cars between 11.00pm and 5.00am (with tracker installed) but the quote from one of these is £3196. One company appears to have a standard premium of £6000+ for young drivers. Viewers of late night Police programmes will know that uninsured young drivers are becoming a problem. You can see why some take a gamble with the cost of a fine far less than the insurance if caught Anyone know of companies giving lower premiums? The popular companies that advertise on TV do not insure young drivers! Link to comment Share on other sites More sharing options...
Guest JudgeMental Posted October 20, 2010 Share Posted October 20, 2010 not the same situation, but we changed our insurance to Admiral from direct line, just to put my daughter on the policy for 3 months as a learner (£250) We then put her on policy for a year when she passed, this shot up from £300 (excluding the £250 extra) to £1100. She has just started Uni so not insured anymore, but with Admiral she has accrued one years no claims towards her next insurance.... we live in London so insurance always high but admiral have always been reasonable IMO Link to comment Share on other sites More sharing options...
fred22 Posted October 20, 2010 Author Share Posted October 20, 2010 Admiral was recommended to us. Their quote £4549.85p Link to comment Share on other sites More sharing options...
johnnerontheroad Posted October 20, 2010 Share Posted October 20, 2010 Fred, Have you tried to put a family member who lives at the same address with a full licence on the policy.(women drives are the best to be added) Good luck you will need it. Dave Link to comment Share on other sites More sharing options...
Bulletguy Posted October 20, 2010 Share Posted October 20, 2010 fred22 - 2010-10-20 6:24 PM I am trying to insure a Group 1 car for my Grandson to drive when he passes his test. Value of the car is £1200. Lowest quote so far is £2873 on condition that he takes his Pass Plus, highest is £11500. £11500??? They are havin' a laugh! Ask them how much they'd charge for a mobility scooter as I see those being driven on the road. Totally illegal of course but Police just seem to ignore them. Link to comment Share on other sites More sharing options...
nowtelse2do Posted October 20, 2010 Share Posted October 20, 2010 Rip off Britain again..!! It's time we did what a lot of other countries do and have an up to date insurance disc in the window. If it's not insured, 'CRUSH IT'Dave Link to comment Share on other sites More sharing options...
Bulletguy Posted October 20, 2010 Share Posted October 20, 2010 nowtelse2do - 2010-10-20 8:14 PMRip off Britain again..!! It's time we did what a lot of other countries do and have an up to date insurance disc in the window.On the waccy baccy again? *-) Link to comment Share on other sites More sharing options...
nowtelse2do Posted October 20, 2010 Share Posted October 20, 2010 Ok, lets all club together then and give them the money to get their insurance,How much will you be giving BG?Dave Link to comment Share on other sites More sharing options...
flicka Posted October 20, 2010 Share Posted October 20, 2010 Bulletguy - 2010-10-20 8:03 PM Ask them how much they'd charge for a mobility scooter as I see those being driven on the road. Totally illegal of course but Police just seem to ignore them. BG It is NOT illegal to drive a Mobility Scooter on the general Roads. Motorway, Yes. If it has Lights it is classified as a Road Vehicle. Safe, sensible, that's another matter ............... depends on the User, but illegal NO. There are numerous incidents that can be quoted, but the same can be said about any group of Road users be they Lorry Drivers, Car Drivers, Motorcyclists, Cyclists, Pedestrians, etc., etc.. BTW there is no requirement for a driving licence or Road Fund Licence, but then again NO Electric Vehicle is subject to RFL, that I am aware of. Link to comment Share on other sites More sharing options...
Bulletguy Posted October 20, 2010 Share Posted October 20, 2010 flicka - 2010-10-20 8:42 PM BG It is NOT illegal to drive a Mobility Scooter on the general Roads. If it has Lights it is classified as a Road Vehicle. BTW there is no requirement for a driving licence or Road Fund Licence, but then again NO Electric Vehicle is subject to RFL, that I am aware of. If thats correct then the Law quite simply is an absolute ass. Plus with the many electric cars now coming in i'd find it highly unlikely they will be totally exempt of tax or insurance. Link to comment Share on other sites More sharing options...
flicka Posted October 20, 2010 Share Posted October 20, 2010 No, I did say Road Fund Licence. Electric Cars are subject to the Insurance requirements for use on the roads, but Mobility Scooters ? I'm not sure. Advisable YES, Mandatory (?) (?) (?) (?) Link to comment Share on other sites More sharing options...
Bulletguy Posted October 21, 2010 Share Posted October 21, 2010 flicka - 2010-10-20 9:12 PM No, I did say Road Fund Licence. I know. Thats still tax and I cannot see a vehicle being exempt from that simply because it's powered by electric. Link to comment Share on other sites More sharing options...
donna miller Posted October 21, 2010 Share Posted October 21, 2010 Now now boys, it's actually ved, Vehicle excise duty, and payment is based on the CO2 emissions of the vehicle. If it's electric, then there are no emissions. I pay a whopping £20 ved a year on my little Aygo, unfortunately these little cars don't appeal to "young" drivers, pity really as they are a brilliant car to drive. p.s. Electric vehicles are also exempt from the congestion charge, and also company car tax for the next 5 years. Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.