new to the game Posted January 11, 2011 Share Posted January 11, 2011 Busy sorting out house insurance once again and wondering has anyone out there got house cover for unoccupancy over 60 consecutive days which includes theft, malicious damage, escape of water or heating oil. Ive just received a quote from comfort which doesn,t cover these points. :-( Link to comment Share on other sites More sharing options...
spospe Posted January 11, 2011 Share Posted January 11, 2011 RIAS will cover over 60 days absence. See: http://www.rias.co.uk/ Link to comment Share on other sites More sharing options...
new to the game Posted January 11, 2011 Author Share Posted January 11, 2011 Does RIAS cover the points mentioned whilst unoccupied for over 60 days. Link to comment Share on other sites More sharing options...
dolken Posted January 11, 2011 Share Posted January 11, 2011 I have just checked the RIAS policy wording Escape of water, theft etc are all excluded after the property has been unoccupied for more than 60 consecitive days. It would appear it does not suit your requirements.I think Saga goes upto 90 days before the restrictions kick in. Link to comment Share on other sites More sharing options...
malc d Posted January 11, 2011 Share Posted January 11, 2011 Might be worth checking with the Camping and Caravanning Club. I think their insurance policies will cover you up to 180 days away. Link to comment Share on other sites More sharing options...
Jasper Posted January 11, 2011 Share Posted January 11, 2011 caravan club is longer and I found price very competitive Link to comment Share on other sites More sharing options...
Mel B Posted January 11, 2011 Share Posted January 11, 2011 Our insurance has a standard 60 day limit, unless someone stays in it and it 'resets' it again. We ended up with Tesco, see this earlier thread for more info: http://www.outandaboutlive.co.uk/forums/forums/thread-view.asp?tid=18081&posts=28 Link to comment Share on other sites More sharing options...
spospe Posted January 11, 2011 Share Posted January 11, 2011 Sorry for having misread the original post. RIAS will cover for over 60 days absence by the policyholder, provided that the property is visited at least once a week (we get a neighbour to call in on a Friday). Link to comment Share on other sites More sharing options...
LordThornber Posted January 11, 2011 Share Posted January 11, 2011 Caravan Club website indicates Full Cover for 90 days. Caravan & Camping Club does not indicate a cover level, only 180 days of cover. Buyer beware as ever. Martyn Link to comment Share on other sites More sharing options...
Brian Kirby Posted January 11, 2011 Share Posted January 11, 2011 new to the game - 2011-01-11 1:51 PM Busy sorting out house insurance once again and wondering has anyone out there got house cover for unoccupancy over 60 consecutive days which includes theft, malicious damage, escape of water or heating oil. Ive just received a quote from comfort which doesn,t cover these points. :-( Do you have the actual policy booklet from Comfort, and did you advise them that you wanted cover for a period of unoccupancy greater than 60 days? We have house and contents insured via Comfort, and my last renewal (Aviva schedule, not Comfort covering letter, July 2010) states "The period of unoccupancy, when referred to in the buildings and/or contents sections of this policy, is hereby extended to 90 days." Additional premiums can be paid to extend the period in increments up to, I think, a maximum of 180 days. You do have to tell'em! :-D Link to comment Share on other sites More sharing options...
new to the game Posted January 12, 2011 Author Share Posted January 12, 2011 Thanks everyone for swift replies, I am currently waiting for cover policy booklet to arrive from comfort Brian so will check that. However I did point out that I would need up to 90 days which they said was not a problem, but the keyfacts info from Aviva states they do not cover the previous points mentioned whilst the home is unoccupied for more than 60 days. Link to comment Share on other sites More sharing options...
Tomo3090 Posted January 13, 2011 Share Posted January 13, 2011 Recently renewed ours with the C&CC. Ring their Clubcare number and they'll explain all. Link to comment Share on other sites More sharing options...
starvin marvin Posted January 16, 2011 Share Posted January 16, 2011 Nationwide covered us for up to 120 days for an additional premium, actually was to be 118 days. We came back early, central heating problems at home, only managed 105 days. Its a tough life. Link to comment Share on other sites More sharing options...
new to the game Posted January 18, 2011 Author Share Posted January 18, 2011 Thanks for all your advice, I have managed to get fully insured covering all the points mentioned earlier with Fresh Insurance Group for the 75 days I required. Now the next thing will be Van Insurance April, I am with Safeguard at the moment lets hope the quote for this year is not to bad. (lol) Link to comment Share on other sites More sharing options...
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