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One way to reduce insurance premiums


postnote

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One way to reduce our vehicle premiums is to stop the protected no claims bonus. If someone causes an accident then he or she should lose their NCD and pay the appropriate higher premium. This way some of those out there who have not had an accident will stop paying for those that have.

 

And in closing, those caught with no insurance or road fund tax should have their vehicle confiscated and crushed. No getting them back once they have insured or taxed them, crush them.

There are too many people trying to avoid paying either road fund tax or insurance and we need a deterrent. And would this be a deterrent.

:'( :'(

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postnote - 2012-03-04 12:30 AM

 

One way to reduce our vehicle premiums is to stop the protected no claims bonus. If someone causes an accident then he or she should lose their NCD and pay the appropriate higher premium. This way some of those out there who have not had an accident will stop paying for those that have.

 

And in closing, those caught with no insurance or road fund tax should have their vehicle confiscated and crushed. No getting them back once they have insured or taxed them, crush them.

There are too many people trying to avoid paying either road fund tax or insurance and we need a deterrent. And would this be a deterrent.

:'( :'(

 

Not sure about the "benefit" of doing away with the protected No Claims Bonus. If you are involved in an accident that is not yourr fault, do you want to rely on the other party to pay the costs?

 

The benefit of paying a bit more is that if an uninsured idiot hits you, if you get caught up in a multiple accident on a motorway or even if you have a momentary lapse of concentration and heaven forbid!! the accident is down to you - a small insurance policy linked to your main car insurance policy protects the discount you have built up over many years..

 

As I say - the PNCB is a small separate policy attached to the main policy that each person pays more for. If you want to reduce your insurance costs then you can as an individual opt not to pay for a PNCB.

 

I fail to see how banning PNCB would reduce costs. All banning it would do is take away a very valuable option that a lot people benefit from and which they themselves pay for by way of increased premiums.

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If you are the only driver covered on a policy having more than one vehicle with the same company will save you money even if the do not offer a multi vehicle policy.

 

We just switched the car from Toyota to Saga who insure our motorhome and saved just over £120. When the motorhome policy comes up this will be affected as well and not go up as much as it would otherwise have done.

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postnote - 2012-03-04 12:30 A

 

And in closing, those caught with no insurance or road fund tax should have their vehicle confiscated and crushed. No getting them back once they have insured or taxed them, crush them.

There are too many people trying to avoid paying either road fund tax or insurance and we need a deterrent. And would this be a deterrent.

:'( :'(

 

 

I thought uninsured cars were confiscated and crushed under current law? Thats what seems to happen when you watch the likes of police interceptors on tv anyway.

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josie gibblebucket - 2012-03-06 10:16 AM

 

postnote - 2012-03-04 12:30 A

 

And in closing, those caught with no insurance or road fund tax should have their vehicle confiscated and crushed. No getting them back once they have insured or taxed them, crush them.

There are too many people trying to avoid paying either road fund tax or insurance and we need a deterrent. And would this be a deterrent.

:'( :'(

 

 

I thought uninsured cars were confiscated and crushed under current law? Thats what seems to happen when you watch the likes of police interceptors on tv anyway.

 

.... not if you leave it parked on the street near Martyn's house .... sorry m'Lud, couldn't resist! :D

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