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coachwork damage


Suda

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Please can anyone suggest a good coachwork repair garage in the Midlands. My beautiful Burstner has a nasty hole in the top rear corner and I am at a loss as to where to go. As it was my fault can I claim on my insurance? Thanks
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Guest pelmetman

Ouch.....

 

I had a quote from a motorhome specialist in the Midlands..........they were £1600 dearer than the firm I used in Poole.......... 8-)

 

Bit of a hike I know but I can recommend P & K Panel works in Poole, they do a lot of work for Sunseeker yachts, and unfortunately having had reason to use body shops a number of times over the years, I can say their workmanship is the best I've seen. ;-).............

 

As for your insurance you can certainly claim although your premiums will be hiked next time unless you have protected no claims :-S

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This website allows identification of 'approved' workshops for caravan/motorhome servicing in specified areas.

 

http://www.approvedworkshops.co.uk/approved-tourer-motorhome-servicing

 

Assuming that your insurance policy is 'comprehensive' covering accidental damage, your insurance provider is likely to require more than one quotation for repairs. Before deciding whether or not to make an insurance claim, you should check the likely cost of the work needed. If the cost proves to be considerably more than your policy's 'excess' (I'm assuming that your policy has an excess) then it would probably make sense to make a claim. If the repair costs won't greatly exceed your policy's excess, then it may be preferable to meet the costs yourself. Even if an insurance policy has a 'protected' no claims bonus, this won't necessarily prevent an insurance premium increasing as a result of an insurance claim being made.

 

http://www.confused.com/car-insurance/articles/car-insurance-buyers-guide-no-claims-bonus-explained

 

If you find that you have difficulty deciding if you should make a claim, I suggest you discuss this with your insurance provider, making it absolutely clear that you are seeking advice not actually claiming. As (presumably) no other party was involved in your accident there is no requirement to inform your insurance provider about it but, if you eventually decide to meet the cost of repairs yourself, you need to ensure that details of the accident do not get recorded against your insurance record where they might adversely affect you in future.

 

 

 

 

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Also,I wouldn't just limit myself to looking at "motorhome repairers" either..

 

Obviously workshop size is an issue..but we had a local body shop carry out a small repair to the rear corner of our previous Compass(..I'd clacked the "plastic" panel on our rockery..)

 

The panel,was "welded/glued",then made good and sprayed in and it looked as good as new...

 

I think it only cost around the 100 quid mark...

 

Perhaps worth looking into,before you start chucking money at the larger, "Professional motorhome repairers".. ;-)

 

One additional point,when getting quotes,tell them that you'll be paying out of you're own pocket...that way they may be less likely to "inflate" their prices.... :-S

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Derek Uzzell - 2012-07-10 8:44 AM

 

 

 

Assuming that your insurance policy is 'comprehensive' covering accidental damage, your insurance provider is likely to require more than one quotation for repairs. Before deciding whether or not to make an insurance claim, you should check the likely cost of the work needed. If the cost proves to be considerably more than your policy's 'excess' (I'm assuming that your policy has an excess) then it would probably make sense to make a claim. If the repair costs won't greatly exceed your policy's excess, then it may be preferable to meet the costs yourself. Even if an insurance policy has a 'protected' no claims bonus, this won't necessarily prevent an insurance premium increasing as a result of an insurance claim being made.

 

 

 

 

 

 

 

 

My father-in law " accidentally " reversed into a post that he swears was not there when he

started his manoeuvre.

 

This was his first incident and having " Full No-Claims " and " Protected No-Claims " he

was under the impression he could make a claim at that it would not affect his policy.

 

WRONG !!!!!!!

 

It was not a massive claim and the total cost was only £900.

 

His premiums have now gone up more than 70% and when he questioned his insurance

company about the " Protected No-Claims " he had they just went round in circles and each

different person he spoke to over the phone gave a different explanation for " It doesn`t count

in these circumstances Sir "

 

It needs carefully working out, taking into account the excess and increase in premiums if it

is actually worth claiming.

 

Which then brings up the subject of " is it actually worth it ".

Protected No-Claims isn`t free, but the slight increase in premium might not be worth the

paper it is written on.

 

Regards.

 

Graham.

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Hi

We can reccommend Geoff Cox in Denby / Alfreton just off the A38. We always get our servicing / habitation donme there and tomorrow we are collecting our 'van after the next door neighbour bumped into it one night- new bumper and side lights. They are now being used by LV for specialist motorhome repairs.

Any further info required then come back

Bob

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