Domino Posted January 18, 2013 Share Posted January 18, 2013 I'd much appreciate any information and names of insurance companies that do long term holiday, travel insurance. The camper van vehicle insurance is fine - no limit to number or length of trips, but getting insurance for a 68 year old healthy man is problematic. The only declared medical condition is daily lipitor for cholesterol All the people that go to Spain etc for 2, 3 or 4 months - what holiday insurance do you have. I have just contacted the companies mentioned in the latest issue of MMM - no joy - more expensive than the quote I had which is annual cover for £258.50p for world wide cover (which covers 28 days in Canada in August/September, similar costs to USA for health) and 59 days in Italy May/June. This will also cover all other short/long trips during the year, but only the one 59 day one - the rest have to be 35 or 41 (can't remember). Link to comment Share on other sites More sharing options...
tonyishuk Posted January 18, 2013 Share Posted January 18, 2013 I understand that Aviva offer 31, 45, 90 day travel insurance. For two of us, both over 65, one with slight heart condition cost £140 for the two of us. (Excludes USA, Caribbean and Canada ) Rgds Link to comment Share on other sites More sharing options...
derek pringle Posted January 19, 2013 Share Posted January 19, 2013 Hi Domino, Try TESCO Travel Insurance. good luck derek Link to comment Share on other sites More sharing options...
Mickt Posted January 19, 2013 Share Posted January 19, 2013 If in the CCC try them , they do multi trip travel insurance for £102.00 pp for one year. No problem with blood presure or cholesterol Link to comment Share on other sites More sharing options...
Philman Posted January 19, 2013 Share Posted January 19, 2013 I have used Columbus in the past, their premiums are very competitive, no problem with high blood pressure. Link to comment Share on other sites More sharing options...
John 47 Posted January 19, 2013 Share Posted January 19, 2013 Hi In the EU we rely on the EHIC card and have had no problems at all over the years. Outisde the EU we always use Insure and Go for longer trips. Their annual poilcy (max. trip 90 days) last year cost us about £140 for the two of us (mid-60s) and Jenny has two pre-existing conditions that we needed to inform them of. Link to comment Share on other sites More sharing options...
johnnerontheroad Posted January 19, 2013 Share Posted January 19, 2013 Give these a try just done 140 days with medical conditions http://www.holidaysafe.co.uk/ Dave Link to comment Share on other sites More sharing options...
Mike88 Posted January 19, 2013 Share Posted January 19, 2013 johnnerontheroad - 2013-01-19 4:10 PM Give these a try just done 140 days with medical conditions http://www.holidaysafe.co.uk/ Dave I'm looking for insurance but the above Company seems to limit the maximum days per trip to 31 days on an unlimited number of trips. This is an extract from their website: When does cover start on an Annual Multi-trip policy? ALL cover begins on the start date chosen by you and runs for a year from that date. Our annual multi-trip policies allow 31 days cover per trip (UK or the Channel Islands of 3 days or more), with unlimited number of trips throughout the year. Policies that include winter sports cover, allow 17 days skiing and / or snowboarding cover throughout the year Possibly you can extend the period by negotiation but I haven't looked into that. Link to comment Share on other sites More sharing options...
Brian Kirby Posted January 19, 2013 Share Posted January 19, 2013 John 47 - 2013-01-19 1:46 PM Hi In the EU we rely on the EHIC card and have had no problems at all over the years. Outisde the EU we always use Insure and Go for longer trips. Their annual poilcy (max. trip 90 days) last year cost us about £140 for the two of us (mid-60s) and Jenny has two pre-existing conditions that we needed to inform them of. It obviously depends on your financial circumstances, but the EHIC will not cover the cost of repatriation of you, or your body, following a serious illness: say heart attack or stroke. It is these costs that make the insurance premium worthwhile for many, if not most. If you haven't done this already, I would suggest you investigate the cost of being medically evacuated back to UK by air ambulance under medical supervision. They are eye-watering! I had a long conversation with a motorhomer who had this experience after suffering a heart attack in France. He had insurance, but saw the bills, and was astounded at the cost. Link to comment Share on other sites More sharing options...
johnnerontheroad Posted January 19, 2013 Share Posted January 19, 2013 Mike88 - 2013-01-19 4:45 PM johnnerontheroad - 2013-01-19 4:10 PM Give these a try just done 140 days with medical conditions http://www.holidaysafe.co.uk/ Dave I'm looking for insurance but the above Company seems to limit the maximum days per trip to 31 days on an unlimited number of trips. This is an extract from their website: When does cover start on an Annual Multi-trip policy? ALL cover begins on the start date chosen by you and runs for a year from that date. Our annual multi-trip policies allow 31 days cover per trip (UK or the Channel Islands of 3 days or more), with unlimited number of trips throughout the year. Policies that include winter sports cover, allow 17 days skiing and / or snowboarding cover throughout the year Possibly you can extend the period by negotiation but I haven't looked into that. Go onto the single trip that is how you get longer. Link to comment Share on other sites More sharing options...
JamesFrance Posted January 19, 2013 Share Posted January 19, 2013 My French bank ING direct gives me a free Gold mastercard which gives free travel insurance for 90 day trips and this includes flights home by air ambulance. Maybe the UK version does the same. Link to comment Share on other sites More sharing options...
Guest 1footinthegrave Posted January 19, 2013 Share Posted January 19, 2013 http://www.goodtogoinsurance.com/?gclid=CP7e8Pa59bQCFUbKtAodGwwA3Q well worth a look,especiallyforfolk with existing medical problems, and or over 65 Link to comment Share on other sites More sharing options...
flicka Posted January 19, 2013 Share Posted January 19, 2013 I suspect the high premium is because you want World wide cover, if so a single trip policy for that element would probably be the most suitable & then commence a European cover annual policy on your return. Try http://www.staysure.co.uk/travel-insurance/annual They offer upto 183 days for Annual policy. www.miaonline.co.uk offer 31 days, but upto 90 days for additional premium. www.goodtogoinsurance.com offer upto 3 months. Almost all the travel insurers seem to have their own loading for different medical conditions, so it will be a need to enter your details & see which is most suitable for your cholesterol. My wife have numerous medical conditions & I like you have to declare cholesterol & we were much less than your quoted premium with Staysure (but European cover only) Link to comment Share on other sites More sharing options...
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