kevin hawkins Posted August 2, 2012 Share Posted August 2, 2012 I have just got my tesco statement this month and everything i purchased in france has a 2.75% charge on it ,all my fuel campsites supermarkets cafes everything. when i contacted tesco bank the answer was yes we do now charge a fee on every purchase. so beware when using your credit card overseas there must be a way around it if anyone has the answer i would like to hear it otherwise its back to that money belt again kevin :-| Link to comment Share on other sites More sharing options...
laimeduck Posted August 2, 2012 Share Posted August 2, 2012 Tesco credit card was one of moneysavingexperts "cards from hell" a few years ago, & not much has changed. I now use a Saga credit card & the Fair FX & Caxton loaded card & have no complaints. Have a look at the guide:- http://www.moneysavingexpert.com/travel/cheap-travel-money I believe Lloyds credit cards are also rubbish for spending abroad. Link to comment Share on other sites More sharing options...
BGD Posted August 3, 2012 Share Posted August 3, 2012 Would reading the terms and conditions not have flagged this charge for foreign purchases? Link to comment Share on other sites More sharing options...
roger s Posted August 3, 2012 Share Posted August 3, 2012 Most of the creit cards surcharge you and tell you this. The Post Office, Nationwide and one of Santanders are some of the few that dont surcharge Link to comment Share on other sites More sharing options...
FRANKP60 Posted August 3, 2012 Share Posted August 3, 2012 When I queried the charges they said , previously they where included in the figure you were charged ,now they show them separately.This after spending ages trying to speak to human being,TIP was told if i pressed 0. on first option would have gone straight through. Link to comment Share on other sites More sharing options...
lennyhb Posted August 3, 2012 Share Posted August 3, 2012 They have always charged it's just that previously it was hidden in the exchange rate. We only use our Tesco card in the UK always use a Nationwide one when travelling. Link to comment Share on other sites More sharing options...
Matrix Meanderer Posted August 3, 2012 Share Posted August 3, 2012 It's all in the small print! Read it or regret it. We've a strict regime of Tesco card in the UK and Halifax Clarity Card everywherelse. Simples :-D Link to comment Share on other sites More sharing options...
Wills Wagon Posted August 3, 2012 Share Posted August 3, 2012 Nationwide CREDIT CARD doesn't charge a fee and the exchange rate is good but their DEBIT CARD does charge a fee. Link to comment Share on other sites More sharing options...
Madmaggott Posted August 3, 2012 Share Posted August 3, 2012 We've used Tesco credit card for years and had wonderful free holidays from the points BUT never, ever use it abroad and ALWAYS pay it off before the end of the month. No problem. When abroad use either Caxton FX pre-paid euro card or Halifax clarity card. Always read the small print and make your cards work for you and save you money not fill the providers pockets. No need to ditch the card just use it to your best advantage. A hard lesson for you but I bet you won't make that mistake again. Link to comment Share on other sites More sharing options...
kevin hawkins Posted August 3, 2012 Author Share Posted August 3, 2012 so the moral is a fool and his money are soon parted. thanks for your help a separate card will soon be obtained for overseas kevin :-( Link to comment Share on other sites More sharing options...
maggyd Posted August 3, 2012 Share Posted August 3, 2012 Wills Wagon - 2012-08-03 10:02 AM Nationwide CREDIT CARD doesn't charge a fee and the exchange rate is good but their DEBIT CARD does charge a fee. Nationwide Credit card doesn't charge for purchases but beware they do charge on cash from ATMs . We have just returned from our 6 weeks hols and on every 300eur we paid £6.09 cash charge we were also charged interest, we had arranged a direct debit to pay off each month thinking we would not pay interest if all cleared :-S NOT happy bunnies. Link to comment Share on other sites More sharing options...
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