Pampam Posted February 18, 2015 Share Posted February 18, 2015 Hello i had a question on here about isas and how many you can have etc ,im off to the bank tomorrow and was looking for the thread but it seems to have disapeared does anyone know if its been taken off or am i being blind cheers pp:)? Link to comment Share on other sites More sharing options...
Tracker Posted February 18, 2015 Share Posted February 18, 2015 Probably a casualty of antagonism Pam. Does this help? https://www.gov.uk/individual-savings-accounts/overview Link to comment Share on other sites More sharing options...
Pampam Posted February 19, 2015 Author Share Posted February 19, 2015 Thanks tracker have been to bank and done it but dont fully understand how it works and its only 11/2%anyway so probably better off just leaving it in normal savings account (what ive had since i was born lol) sadly its a lot easier to save now i havent got my motorhome:( pp Link to comment Share on other sites More sharing options...
Tracker Posted February 19, 2015 Share Posted February 19, 2015 Hmmmm! 1.5% tax free is about the annual return we get on our combined premium bond holdings but there is always the chance of a lot more - or a lot less - and to get the most out of PBs you need to build up quite a bit in them to improve the theoretical odds a bit! Have you considered something like a Santander 123 account that pays 3%, although I presume that is taxable at 20% so 2.4% net? Other interest paying bank accounts are available - just Google - interest paying bank accounts - or ask others on here for their experiences! Link to comment Share on other sites More sharing options...
nowtelse2do Posted February 19, 2015 Share Posted February 19, 2015 Tracker - 2015-02-19 8:12 PM or ask others on here for their experiences! Don't do it Pam or this thread will get pulled also :D Dave Link to comment Share on other sites More sharing options...
Tracker Posted February 19, 2015 Share Posted February 19, 2015 nowtelse2do - 2015-02-19 8:19 PM Tracker - 2015-02-19 8:12 PM or ask others on here for their experiences! Don't do it Pam or this thread will get pulled also :D Dave Only if it gets personal or nasty and that won't happen this time - will it? And perhaps if a few more nasty ones were pulled the nastiness might subside too - well I always was an optimist at heart. That's optimist Dave - not the bloke what tests your eyesight in case you were wondering! Link to comment Share on other sites More sharing options...
nowtelse2do Posted February 19, 2015 Share Posted February 19, 2015 Damn, I went to specsavers thinking it was anger management.. *-) :-D Dave Link to comment Share on other sites More sharing options...
Tracker Posted February 19, 2015 Share Posted February 19, 2015 A couple of evenings on here should teach you all you need to know about anger management Dave! Link to comment Share on other sites More sharing options...
Guest Peter James Posted February 20, 2015 Share Posted February 20, 2015 Pampam - 2015-02-19 8:02 PM its only 11/2% Well of course the figure that matters is the return after inflation. If the Governments inflation figures can be believed, 1.5% means you are getting about 1% after inflation. Thats better than 4% interest with 5% inflation which we had a couple of years ago Link to comment Share on other sites More sharing options...
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