Guest Frank Wilkinson Posted November 20, 2006 Share Posted November 20, 2006 Forgive me if this is old news but I had something pointed out recently that could save a lot of money on insurance.My broker quoted me about £550 for my new motorhome but he also explained that it was a lot higher than normal because my wife had an accident just over a year ago. She reversed her car into a bollard at a supermarket. The total bill was only about £750 but of course it's enough to blight her policy for at least three years.My broker, who's an old chum, suggested what I thought was a brilliant idea, which is: insure the MH with just me as the named driver, which reduced the premium to about £350. He then suggested that when we go on a longish trip where I'd like my wife to share the driving that I put her on the policy as a temporary driver at a cost of about £13 for up to 21 days!So now, if we go away for a few days I shall drive but for our main holiday in Europe I'll add her to the policy for three weeks for peanuts!It occurred to me that, in a twosome, where one of you has lost his or her no claims bonus, this is a policy worthy of consideration. Link to comment Share on other sites More sharing options...
Bobeye Posted November 22, 2006 Share Posted November 22, 2006 Frank, thanks for the advice. In general terms, I remember one of my previous insurance companies telling me that it was cheaper to insure a vehicle as a couple. This was because if out drinking etc the liklihood is that one of the two would stay alcohol free.However, I will take your advice onboard as my partner has also recently had a knock and hence I will check around.Thanks again Link to comment Share on other sites More sharing options...
tp002c784tp002c784tp Posted November 23, 2006 Share Posted November 23, 2006 Hi Frank I recently sent you a couple of private E mails about your new vehicle as I bought the same vehicle I never had a reply I just assumed you where abit dubious about replying when you did not know who I was? I have now got the vehicle and I could not be happier but I had doubts about it as i had not had a drive of it . your thread above about insurance I have insured with the same company for many years and i was always happy but the price they quoted for the new vehicle was a bit higher than I expected so I decided to shop around some thing I shold have done years ago and the best price I got was nearly 3100 puond less than yours of Caravan Guard so it pays to shop around Terry Link to comment Share on other sites More sharing options...
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