Zydeco Joe Posted August 16, 2019 Share Posted August 16, 2019 What insurance have people took out for electric cycles that will be used in Europe while travelling in a motorhome, any good companies that you can recommend please. Just found that our home insurance via the C&MC does not cover electric cycles and van cover is Comfort ins :-S Link to comment Share on other sites More sharing options...
aandy Posted August 16, 2019 Share Posted August 16, 2019 Not much help to you this year, but my home insurance is with LV. With 9 months left on the policy it cost me £15 to add my ebike. Not only was that far cheaper than stand alone bike insurance, but the only stipulation is that the bike be locked to an immovable object if outside. The specific bike policies I looked at were quite prescriptive as to which locks were acceptable. Link to comment Share on other sites More sharing options...
Zydeco Joe Posted August 16, 2019 Author Share Posted August 16, 2019 Thanks for the input but just checked LV web site and they will not insure the property if you are away for 60 days or more and we are away over 60 days at a time. :-S Link to comment Share on other sites More sharing options...
pagey Posted August 16, 2019 Share Posted August 16, 2019 our c&mc insurance home insurance gives us 90 days away and the 2 electrics bikes are insured for £50 extra Link to comment Share on other sites More sharing options...
ColinM50 Posted August 16, 2019 Share Posted August 16, 2019 Zydeco Joe - 2019-08-16 1:04 PM Thanks for the input but just checked LV web site and they will not insure the property if you are away for 60 days or more and we are away over 60 days at a time. :-S How do they know? Link to comment Share on other sites More sharing options...
Randonneur Posted August 16, 2019 Share Posted August 16, 2019 Zydeco Joe - 2019-08-16 12:31 PM What insurance have people took out for electric cycles that will be used in Europe while travelling in a motorhome, any good companies that you can recommend please. Just found that our home insurance via the C&MC does not cover electric cycles and van cover is Comfort ins :-S Do you mean insuring whilst using on the road or insuring against theft or damage. Link to comment Share on other sites More sharing options...
Zydeco Joe Posted August 16, 2019 Author Share Posted August 16, 2019 Have now taken on a new insurance company's house policy that covers us for up to 180 days away with the bikes covered that's better for us than the one from the C&MC. Separate bike only cover would have cost us more when you add the two policy's together (house + bikes). Thanks all for your imput. Have a good weekend. B-) Link to comment Share on other sites More sharing options...
Stewart Hendry Posted August 19, 2019 Share Posted August 19, 2019 Hi there, which company are you using for the house insurance. We are with LV, and as you say 60 days is their limit. Link to comment Share on other sites More sharing options...
bounty hunter Posted August 19, 2019 Share Posted August 19, 2019 CCC allow 180 days house un-occupied John Link to comment Share on other sites More sharing options...
Zydeco Joe Posted August 19, 2019 Author Share Posted August 19, 2019 Went via Comfort the one that lots of motorhomes are insured with. They offered us house ins with Aviva with up to 180 days cover for the home while we are away in the motorhome including the electric bike cover but not if you are using hotels etc, that is for just 60 days but as we only use the motorhome all should be ok. Link to comment Share on other sites More sharing options...
Yorkyrunner Posted August 19, 2019 Share Posted August 19, 2019 Hi we have ours with Bubble and they cover all the bases at areasonable cost, just google it . Link to comment Share on other sites More sharing options...
witzend Posted August 19, 2019 Share Posted August 19, 2019 Randonneur - 2019-08-16 8:07 PM Do you mean insuring whilst using on the road or insuring against theft or damage. Surely you not allowed to ride one of those without it being insured I'd not like to take a chance if you ran into anyone an got sued it could cost you 1000's in compensation Link to comment Share on other sites More sharing options...
Fast Pat Posted August 20, 2019 Share Posted August 20, 2019 witzend - 2019-08-19 9:58 PM Randonneur - 2019-08-16 8:07 PM Do you mean insuring whilst using on the road or insuring against theft or damage. Surely you not allowed to ride one of those without it being insured I'd not like to take a chance if you ran into anyone an got sued it could cost you 1000's in compensation An electric bike will not go faster under the motor power than 15.5mph, indeed the additional mass of motor and battery means they are normally slower than a conventional bike on the flat - about 17 -22mph under most club riders, 23- 30ishmph for a athlete. So if you can ride a conventional bike without separate insurance why would you not be "allowed to ride one of those"? Link to comment Share on other sites More sharing options...
witzend Posted August 20, 2019 Share Posted August 20, 2019 Fast Pat - 2019-08-20 7:39 AM So if you can ride a conventional bike without separate insurance why would you not be "allowed to ride one of those"? We have third party liability for our conventional bike's and think it should be mandatory especially now that they are allowed to be ridden on cycleways among pedestrians Link to comment Share on other sites More sharing options...
aandy Posted August 20, 2019 Share Posted August 20, 2019 I believe most insurance policies include third party liability away from home (at least mine does). Having read my policy carefully I am satisfied that that cover extends to liabilities arising from the use of bicycles and ebikes. Link to comment Share on other sites More sharing options...
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