jumpstart Posted July 23, 2020 Share Posted July 23, 2020 A few questions to you knowledgeable people out there. House sale agreed so hopefully moving out Oct. Will be living in the M/home until new property found ,so maybe couple of months. Do I need to let the Insurance Co. know that it’s not on a drive at night but on a site? What do you full timers do about Dr. surgery’s? Anything else I should consider.? Link to comment Share on other sites More sharing options...
rayc Posted July 23, 2020 Share Posted July 23, 2020 jumpstart - 2020-07-23 4:54 PM A few questions to you knowledgeable people out there. House sale agreed so hopefully moving out Oct. Will be living in the M/home until new property found ,so maybe couple of months. Do I need to let the Insurance Co. know that it’s not on a drive at night but on a site? What do you full timers do about Dr. surgery’s? Anything else I should consider.? I think that as far as your insurance company is concerned that not having a place of residence is a notifiable change in any event. Link to comment Share on other sites More sharing options...
StuartO Posted July 23, 2020 Share Posted July 23, 2020 Life will be a lot simpler forpurposes of arranging insurance etc if you are able to give your insurance companies a replacement UK address, even if it's just a relative's home which you are using as a mailing location. Link to comment Share on other sites More sharing options...
stevec176 Posted July 23, 2020 Share Posted July 23, 2020 With Comfort insurance they need to know if my van is parked anywhere other than on an official site or notified place of storage for more than, I think, 3 days. Link to comment Share on other sites More sharing options...
Barney123 Posted July 23, 2020 Share Posted July 23, 2020 Firstly be careful...... A couple of year back I was in same position and contacted insurance company to advise them I would be living in my van for a few months..... Insurance company said that I would then be Full Timing in the motorhome and the insurance premium would increase by some considerable amount.(Full timing rates) Then I said my motorhome would be parked in my sons drive and we would be using his address etc, okay they said and I must provide a full address and at the same time I had be be enrolled on the Electoral Roll before they would quote me. So like I said be careful what you say to the insurance company Link to comment Share on other sites More sharing options...
jumpstart Posted July 23, 2020 Author Share Posted July 23, 2020 Ok ,will give my daughters address where my post will be sent. I suppose as far as insurance is concerned I will be on holiday for several months. Anything else to think off? Link to comment Share on other sites More sharing options...
steve hill Posted July 23, 2020 Share Posted July 23, 2020 For a few months I am not sure what is important but, We used a parents house for 15 years as a postal address and had the local doctor/dentist. The Van insurance was also that address and any travel insurance. We are now back in a house after seeing 21 countries and being away abroad for up to 11 months at a time. We did not go on the electoral list and were hardly there. We did pay tax. No probs its easy... Link to comment Share on other sites More sharing options...
Silicongyro Posted July 23, 2020 Share Posted July 23, 2020 Well some 8 years ago we did the same thing - also in October. However in our case we pointed the motorhome south and meandered to the Algarve to over winter there - way too cold here ! Took 15 months in the end before moving back to a house. From my recollection and experience here are some points: - Did NOT put ourselves on electoral roll - worried about being called for jury service and having to come "home" - Make sure your finances are all OK before leaving your house - very very difficult to open up any accounts/credit cards etc without an established house residence. - As others say, have a relative or trusted friend act to collect postal matters - very difficult to have no address at all. - If going abroad for a time check MoT will last the duration go for it! Colin Link to comment Share on other sites More sharing options...
jumpstart Posted July 24, 2020 Author Share Posted July 24, 2020 Ok thanks for that guys,food for thought. Might stay the n this country till we see if it’s no deal or not. Quite a few CL’s with hard standing we are looking at . One with farm shop, veggies own produced meat and fresh baked bread. Link to comment Share on other sites More sharing options...
Derek Uzzell Posted July 24, 2020 Share Posted July 24, 2020 stevec176 - 2020-07-23 6:24 PM With Comfort insurance they need to know if my van is parked anywhere other than on an official site or notified place of storage for more than, I think, 3 days. Comfort Insurance policy insists that - your motorhome remains in your custody or control. If for any reason your motorhome will not be within your custody or control for a period in excess of 48 hours, then you must notify Comfort Insurance in advance. Please refer to Section I of this policy for information on security of stored vehicles. Link to comment Share on other sites More sharing options...
vindiboy Posted July 24, 2020 Share Posted July 24, 2020 https://wildcamping.co.uk/forums/motorhome-full-timing.219/ Lots of your questions can be answered on here , you are entering a mine field living in your van almost full time you will get a lot of I THINK information good meaning from folks but the bottom line is you must be living at the address you give your Insurance company , be on the Electoral role be able to produce utility bills at your stated address , in your name the van must be registered at the said address as must your driving licence etc, way round these things , of course there are BUT lie to your Insurance company at your peril, full time Insurance is available bit expensive BUT cheaper than a refused claim or a visit to the Courts for defrauding an Insurance Company , best wishes for your adventure . Link to comment Share on other sites More sharing options...
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