BrianR Posted December 14, 2007 Share Posted December 14, 2007 Does anyone know of a company who have an ANNUAL MULTI-TRIP policy covering Europe for people over 65 where limit for any one trip is 90 days or more and the maximum number of days you can travel in the year is over 180 days? Link to comment Share on other sites More sharing options...
enodreven Posted December 14, 2007 Share Posted December 14, 2007 Hi, You could try Safeguard they provide Travel Insurance specifically tailored towards Motorhome's, Not sure about the conditions, but I hope it helps BrianR - 2007-12-14 4:31 PM Does anyone know of a company who have an ANNUAL MULTI-TRIP policy covering Europe for people over 65 where limit for any one trip is 90 days or more and the maximum number of days you can travel in the year is over 180 days? Link to comment Share on other sites More sharing options...
BrianR Posted December 14, 2007 Author Share Posted December 14, 2007 Thanks for the reply. However, I should have said that I have tried all the well known insurers and all those already featured on this forum and, unless they have very recently changed their policies, they are no use. Changes in the last few years all seem to be making these policies more restrictive. :-( . Brian Link to comment Share on other sites More sharing options...
MDR Posted December 14, 2007 Share Posted December 14, 2007 you could try the C I S co-op insurance services this is who I am with and there is no restriction as far as I know, I am going over on Monday till end March so I changed. ( I'm 61 ), hope this help's....... B-) Link to comment Share on other sites More sharing options...
hymer634 Posted December 15, 2007 Share Posted December 15, 2007 Try http://www.insureandgo.com/Travel-Insurance/Annual-Travel-Insurance.htm they seem to offer up to 90days, I've bookmarked them to possibly use later next year . There's a lot of small print but you can read the full policy online. Alan Link to comment Share on other sites More sharing options...
michele Posted December 15, 2007 Share Posted December 15, 2007 Direct travel insurace do multi for 66-76 years of age . Link to comment Share on other sites More sharing options...
Basil Posted December 15, 2007 Share Posted December 15, 2007 Hi BrianR, Never followed it up but I was led to believe when I enquired that the CC Red Pennant (long stay) covers up to 248 days in any one year and it does not have to be continuous. Bas Link to comment Share on other sites More sharing options...
BrianR Posted December 15, 2007 Author Share Posted December 15, 2007 Thanks, Alan (Hymer634), but there trip limit for over 65s is 31 days. Brian Link to comment Share on other sites More sharing options...
BrianR Posted December 15, 2007 Author Share Posted December 15, 2007 Thanks, Michelle, but Direct Travel trip length is limited to 31 days for over 65s Brian Link to comment Share on other sites More sharing options...
Stuart Posted December 15, 2007 Share Posted December 15, 2007 I think you will find that 31 days is the standard for Red Pennant but it can be extended in increments of 7 days (at an additional cost of course). It will cover over 65's. Stuart Link to comment Share on other sites More sharing options...
enodreven Posted December 16, 2007 Share Posted December 16, 2007 Hi, BrianR That does seem very strange that Safeguard have not been able to provide what you require as I only suggested safeguard because there web site states the extract below and while we are both under 60 we do have an annual multi trip policy that provides cover for 90 days at a time specifically with the motorhome it only provides 31 days if we don't use the motorhome:- Extracted from Safeguards travel insurance web site http://www.safeguarduk.co.uk/Travel.aspx "Travel Insurance for Over-65s Whilst arranging cover is not usually a problem for younger travellers, it can be a frustrating process finding travel insurance for over-65s. Safeguard can arrange travel insurance policies that cover people up to the age of 84, so you can set off on your caravan holiday and motorhome touring holiday and relax without worry!" Brian BrianR - 2007-12-14 8:24 PM Thanks for the reply. However, I should have said that I have tried all the well known insurers and all those already featured on this forum and, unless they have very recently changed their policies, they are no use. Changes in the last few years all seem to be making these policies more restrictive. :-( . Brian Link to comment Share on other sites More sharing options...
berti Posted December 30, 2007 Share Posted December 30, 2007 hi brian a late post ..but if you haven't got sorted out try www.europe-assistance.co.uk their age limit is 80 years annual multi-trip policy for max 91 consecutive days any 1 trip & max 183 days abroad in any 1 period of insurance they cover europe and also offer 2 w/wide options they are very helpful re cover for medical conditions we have been fortunate that we have not had to make a claim so i cannot comment on the standard of 'after service' but all staff we have dealt with have been very efficient and polite kind regards berti Link to comment Share on other sites More sharing options...
BrianR Posted December 30, 2007 Author Share Posted December 30, 2007 Thanks, Berti. I have had a quick look and downloaded their policy for a closer scrutiny. I looks good! :-D Brian Link to comment Share on other sites More sharing options...
David Dwight Posted December 31, 2007 Share Posted December 31, 2007 Hi Brian, we have multi trip european cover with Safeguard over 90 days. We have just had the renewal notice, been looking at others but thedy seem to be the best, so no doubt renew with them. David Link to comment Share on other sites More sharing options...
Philman Posted December 31, 2007 Share Posted December 31, 2007 I have used Safeguard after I turned 65 because my previous insurer doubled the premium as soon as I reached that age. I have 60 day multitrip as my house buildings and contents insurance only cover me for up to 60 days at a time. I have found no problem with Safeguard, my M/H is also insured with them and their breakdown service is very good and efficient. Incidentally Safeguard are a part of the Swinton Group and I have my scooter insured with them. Phil. Link to comment Share on other sites More sharing options...
djchapple Posted January 2, 2008 Share Posted January 2, 2008 I am 69, have angina and I get 90 days cover for myself and my wife from www.covermytravels.co.uk Link to comment Share on other sites More sharing options...
BrianR Posted January 2, 2008 Author Share Posted January 2, 2008 Thanks djchapple, but they don't cover you after age 69 on an annual policy, and I will be 70 when my existing policy expires Brian Link to comment Share on other sites More sharing options...
Brian Kirby Posted January 2, 2008 Share Posted January 2, 2008 Have you tried talking to Comfort Insurance? Fortunately, I can't (yet ;-)) advise on the age restrictions, but annual multi trip medical insurance is available from them as a "bolt on" to their home/contents cover. It means shifting various insurances around, but we now have the van, the car, our house, contents, and medical, all from Comfort. The policies are all underwritten by Norwich Union, the wording is nice and clear and, by buying them from Comfort, you can arrange the whole package to dovetail together so that your preferred periods of absence are common across all the policies. The longer you want to stay away at any one time, the higher the premiums tend to rise, naturally, but by taking advantage of the very advantageously priced breakdown/recovery "bolt on" (operated by the RAC) to the vehicle insurance, we found the overall cost was quite competitive, and gave integrated cover for all our needs. That integration of the covers was something I couldn't arrive at by buying the insurances separately, there was always a "bear trap" or a duplication somewhere, and the price advantage of the breakdown/recovery supplement more than compensated for any extra premiums on the other bits of the package. Talk to them, though, don't use an on-line enquiry. I have always found them intelligent, helpful, and quick to respond with fully detailed quotes and specimen policy documents. The boss is a motorhomer, so they understand what you're after. Link to comment Share on other sites More sharing options...
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