hallii Posted October 29, 2018 Share Posted October 29, 2018 EH1C is not an EU initiative, it is a EEA (European Economic Area ) initiative. Countries outside the EU can be and are members ( Iceland, Norway ). 2.9 million EU citizens live in the UK. 1.2 million Brits live in the EU. Who has most to lose? H Link to comment Share on other sites More sharing options...
Brian Kirby Posted October 29, 2018 Share Posted October 29, 2018 pelmetman - 2018-10-29 5:23 PM Brian Kirby - 2018-10-29 5:07 PM pelmetman - 2018-10-29 5:02 PM...………….. I did....... and it just proves you Remoaners are gluten's for psychobabble (lol) (lol) (lol) Ahem: Gluten: "Gluten is a family of proteins found in grains like wheat, rye, spelt and barley." Don't start on that legal document just now Dave, I'll have to give my suggestion some more thought! :-D Picking up on typo's is a sure sign of losing the argument ;-) ....... Or a sure sign that I know the difference between gluten and glutton. Whereas, not knowing is sure sign of having lost the plot! :-D Link to comment Share on other sites More sharing options...
aandy Posted October 29, 2018 Share Posted October 29, 2018 Billggski - 2018-10-29 12:10 PM It's interesting how Brexiteers are still ignoring obvious calamities like ehic and pet passports. There's a well known condition known as "cognitive dissonance" https://www.psychologytoday.com/us/blog/how-risky-is-it-really/201007/why-changing-somebody-s-mind-or-yours-is-hard-do Which basically means that when someone has made up their mind, even overwhelming evidence that they were mistaken doesn't change their views. It actually hardens them. They seek any crumb of evidence to support themselves, and dismiss any solid evidence as "fake news" from "experts". 42% of the electorate still believe the "£350 million to the NHS" slogan, when even that arch liar Nigel Farage disowned it as untrue. To speculate that the EU, or any WTO country, will broker a better deal for us than we have now is pure fantasy. The penny is finally dropping and even Liam Fox (brexit will be the easiest deal ever done) is now realising that we have made the biggest self inflicted disaster in modern times. What I find interesting is that so many believe they know with certainty what is going to happen. The simple fact is that there is no "solid evidence" either way, and the best that even the most informed can hope for is an educated guess. I happen to believe the UK will probably benefit in the long term from leaving, but I would never claim to know that for a fact. Every media outlet has its own agenda and will slant a story to suit, the Independent more than many. Contrary to the way it is presented, there is no evidence in the article that the EHIC will cease, only that two anti-Brexit campaigners claim it might. As to the 42%, the truth is that 42% of a tiny proportion of the electorate believe the UK's contribution is £350m. What is overlooked whenever this is discussed, however, is that although that is not the case at present, £350m is the sum the EU deems properly due from us and the rebate from which we currently benefit is not an indefinite concession. Link to comment Share on other sites More sharing options...
Guest pelmetman Posted October 29, 2018 Share Posted October 29, 2018 Brian Kirby - 2018-10-29 6:35 PM pelmetman - 2018-10-29 5:23 PM Brian Kirby - 2018-10-29 5:07 PM pelmetman - 2018-10-29 5:02 PM...………….. I did....... and it just proves you Remoaners are gluten's for psychobabble (lol) (lol) (lol) Ahem: Gluten: "Gluten is a family of proteins found in grains like wheat, rye, spelt and barley." Don't start on that legal document just now Dave, I'll have to give my suggestion some more thought! :-D Picking up on typo's is a sure sign of losing the argument ;-) ....... Or a sure sign that I know the difference between gluten and glutton. Whereas, not knowing is sure sign of having lost the plot! :-D So do "you" rely on just the EHIC? ;-) ......... Just askin :D ....... Link to comment Share on other sites More sharing options...
Wirehaired Posted October 29, 2018 Share Posted October 29, 2018 So in other words you have no idea what the hells going on. Link to comment Share on other sites More sharing options...
aandy Posted October 29, 2018 Share Posted October 29, 2018 Wirehaired - 2018-10-29 7:17 PM So in other words you have no idea what the hells going on. That pretty much sums it up. None of us does. Link to comment Share on other sites More sharing options...
Archiesgrandad Posted October 29, 2018 Share Posted October 29, 2018 I am firmly in the camp that says we should wait and see what agreement is reached before I make judgements on the outcome, but for those of you you who feel that leaving this Common Market will result in the UK being excluded I still maintain that we were never full members anyway, and to illustrate ---- I tried to order a couple of accessories for the wood burner today. Knowing that Amazon UK will not allow stuff to be posted to France, I went on Amazon France. I found what I wanted and went through the order process and when I tried to finalise it said that they could not post these items to France because they were to come from England. I went onto Amazon Germany, ordered what I wanted and it will arrive in the next few days. This happens all the time. AGD Link to comment Share on other sites More sharing options...
Bulletguy Posted October 29, 2018 Author Share Posted October 29, 2018 pelmetman - 2018-10-29 3:16 PM Andy&Lou - 2018-10-29 3:08 PM Brian Kirby - 2018-10-29 12:52 PM Of course the EU will do everything in its power to put us Brits off from travelling to the EU wont they Brian???? *-) .......... If they do........ then there's 169 other countries that I suspect will be more than happy to accept our filthy pounds >:-) ...... How does one get to the other 169 Countries in a Motor Home without going through the EU? Especially when limited to a 2 week holiday. How does anyone visit a none EHIC country? ;-) .........You take out travel insurance :D ........ If you have a Nationwide Flex account its free for 31 days, although we pay to extend our cover for 6 months B-) .......... No longer offered for new customers and those with a Flex account must pay in at least £750 a month in order to keep travel insurance facility active. Anyone with pre-existing medical conditions will also pay extra premium. The only option Nationwide now offer is via FlexPlus account. I have an account with Nationwide and was insured with them when robbed in Spain. Despite everything being on record (crime report sheet which is an absolute essential), plus receipts etc, they paid out a mere fraction of what i'd had stolen. Totally useless and never used them again. Link to comment Share on other sites More sharing options...
Bulletguy Posted October 29, 2018 Author Share Posted October 29, 2018 Brian Kirby - 2018-10-29 6:35 PM pelmetman - 2018-10-29 5:23 PM Brian Kirby - 2018-10-29 5:07 PM pelmetman - 2018-10-29 5:02 PM...………….. I did....... and it just proves you Remoaners are gluten's for psychobabble (lol) (lol) (lol) Ahem: Gluten: "Gluten is a family of proteins found in grains like wheat, rye, spelt and barley." Don't start on that legal document just now Dave, I'll have to give my suggestion some more thought! :-D Picking up on typo's is a sure sign of losing the argument ;-) ....... Or a sure sign that I know the difference between gluten and glutton. Whereas, not knowing is sure sign of having lost the plot! :-D He's always been a gluten for self inflicted punishment! :-| Link to comment Share on other sites More sharing options...
snowie Posted October 29, 2018 Share Posted October 29, 2018 pelmetman - 2018-10-29 Of course the EU will do everything in its power to put us Brits off from travelling to the EU wont they Brian???? *-) .......... If they do........ then there's 169 other countries that I suspect will be more than happy to accept our filthy pounds >:-) ...... How many of them will you really want to go to in your van tho’? And how many will be as convenient as Spain and France? I suspect that most people who have a van are primarily interested in plenty of sunshine,reasonably familiar culture as close as possible ( it’s not about the driving) to Blighty. At our time of life we can do without wasting time travelling, can’t we!. Snowie Link to comment Share on other sites More sharing options...
Guest pelmetman Posted October 30, 2018 Share Posted October 30, 2018 snowie - 2018-10-29 9:35 PM pelmetman - 2018-10-29 Of course the EU will do everything in its power to put us Brits off from travelling to the EU wont they Brian???? *-) .......... If they do........ then there's 169 other countries that I suspect will be more than happy to accept our filthy pounds >:-) ...... How many of them will you really want to go to in your van tho’? And how many will be as convenient as Spain and France? I suspect that most people who have a van are primarily interested in plenty of sunshine,reasonably familiar culture as close as possible ( it’s not about the driving) to Blighty. At our time of life we can do without wasting time travelling, can’t we!. Snowie Has Spain threatened to stop Brittany ferries coming from Blighty? ..........Nope :D ........... Link to comment Share on other sites More sharing options...
pagey Posted October 30, 2018 Share Posted October 30, 2018 spot on Link to comment Share on other sites More sharing options...
Matrix Meanderer Posted October 30, 2018 Share Posted October 30, 2018 pelmetman - 2018-10-30 9:24 AM snowie - 2018-10-29 9:35 PM pelmetman - 2018-10-29 Of course the EU will do everything in its power to put us Brits off from travelling to the EU wont they Brian???? *-) .......... If they do........ then there's 169 other countries that I suspect will be more than happy to accept our filthy pounds >:-) ...... How many of them will you really want to go to in your van tho’? And how many will be as convenient as Spain and France? I suspect that most people who have a van are primarily interested in plenty of sunshine,reasonably familiar culture as close as possible ( it’s not about the driving) to Blighty. At our time of life we can do without wasting time travelling, can’t we!. Snowie Has Spain threatened to stop Brittany ferries coming from Blighty? ..........Nope :D ........... Nor has The Republic of Ireland, The Netherlands or Denmark. It's only the soon to be forgotten Macron who has a problem with the UK (as have most of his predecessors) Pity we ever lost English lands in France :-D Link to comment Share on other sites More sharing options...
Basil Posted October 30, 2018 Share Posted October 30, 2018 Matrix Meanderer - 2018-10-30 10:52 AM Nor has The Republic of Ireland, The Netherlands or Denmark. It's only the soon to be forgotten Macron who has a problem with the UK (as have most of his predecessors) Pity we ever lost English lands in France :-D Pity we lost so many LIVES defending them as well! Bas Link to comment Share on other sites More sharing options...
AndyLou Posted October 30, 2018 Share Posted October 30, 2018 Matrix Meanderer - 2018-10-30 10:52 AM Pity we ever lost English lands in France Didn't those lands come with the Frenchman William who conquered Britain in 1066? Link to comment Share on other sites More sharing options...
jak Posted October 30, 2018 Share Posted October 30, 2018 pelmetman - 2018-10-29 3:16 PM Andy&Lou - 2018-10-29 3:08 PM Brian Kirby - 2018-10-29 12:52 PM Of course the EU will do everything in its power to put us Brits off from travelling to the EU wont they Brian???? *-) .......... If they do........ then there's 169 other countries that I suspect will be more than happy to accept our filthy pounds >:-) ...... How does one get to the other 169 Countries in a Motor Home without going through the EU? Especially when limited to a 2 week holiday. How does anyone visit a none EHIC country? ;-) .........You take out travel insurance :D ........ If you have a Nationwide Flex account its free for 31 days, although we pay to extend our cover for 6 months B-) .......... I presume from a casual glance that many people on this forum are relatively elderly and as such may well, like me, have pre-existing ailments which private insurance often refuse to cover. That in my opinion is one of the great advantages of EHIC. It allows me to travel without to much concern. Indeed in some countries I feel more secure than in the UK. I unfortunately had a major incident (some would say the ultimate) some years ago whilst touring in France and I experienced at first hand the major benefits of EHIC - being provided treatment well in excess of what I would have recieved in the UK. I was hospitalized for 7 days 5 of which were in a single high dependency unit . During this period both I and my wife were in contact with our insurance company who just happened to be the one you quote having been obtained free via Nationwide BS. At the time of the incident I was advised unofficially the cost of treatment would be measured in tens of thousands and being inexperienced of such matters was unaware of what if any costs would be covered by EHIC. I advised the insurer of the situation and just before my discharge they contacted me by phone to advise me they would not be covering any costs as from discussions with my GP they had become aware of a pre-existing problem which they claimed I was aware of. This rather astonished me not simply by the advice but by the rather gloating manner in which the information was delivered. However by this time to be frank both my and my wifes thoughts were firmly concentrated on the fact I was alive and walking and I could n't give a F*** for the insurance. The funds were not a major problem but accessing them from a remote European location in my condition was something I wished to avoid - that is often one of the major benefits of good insurance that peace of mind. On discharge the specialist who had treated me trhoughout - a very nice muslim lady - took both my wife and I to their 'treasury' department and oversaw all billing and payment acting as a translator where necesssary. Both I and my wife were astonished when we were presented with a bill for only 180 Euros!!! This covered the cost of not just my treatment but in effect my wifes accomodation - they had allowed my wife to sleep next to me on a camp bed throughout the period. I did n't give much thought to the insurance matter after that - 180 euro is only a good meal.. It was not until I was with my UK GP who was incredulous of the refusal and suspected it was a try on which on the basis of the information provided would not stand up to challenge. I really hope EHIC rights are preserved. I am sure I was incredibly fortunate in many ways and I appreciate treatment/rights do vary from country to country but I would suggest it is a major benefit of the European Community As regards health insurance ... I will leave you to conjure up what my opinion is. But I would recommend you take extreme care if you have to rely on it. It is not always the panacea you may presume it will be Link to comment Share on other sites More sharing options...
Matrix Meanderer Posted October 30, 2018 Share Posted October 30, 2018 Andy&Lou - 2018-10-30 2:02 PM Matrix Meanderer - 2018-10-30 10:52 AM Pity we ever lost English lands in France Didn't those lands come with the Frenchman William who conquered Britain in 1066? Andy - it's a very long story but basically no he didn't we won land from the French. Henry 2nd, the Hundred Years War, Crecy, Poitiers, Agincourt and so on.......... Calais was the last to be won back by the French in 1558. and then there was Napoleon who met his Waterloo. Finally we had The Entente Cordiale oh yes and two world wars. French author José-Alain Fralon characterised the relationship between the countries by describing the British as "our most dear enemies". So a very long story which goes on and on..... :-D Link to comment Share on other sites More sharing options...
Bulletguy Posted October 31, 2018 Author Share Posted October 31, 2018 jak - 2018-10-30 5:52 PM pelmetman - 2018-10-29 3:16 PM Andy&Lou - 2018-10-29 3:08 PM Brian Kirby - 2018-10-29 12:52 PM Of course the EU will do everything in its power to put us Brits off from travelling to the EU wont they Brian???? *-) .......... If they do........ then there's 169 other countries that I suspect will be more than happy to accept our filthy pounds >:-) ...... How does one get to the other 169 Countries in a Motor Home without going through the EU? Especially when limited to a 2 week holiday. How does anyone visit a none EHIC country? ;-) .........You take out travel insurance :D ........ If you have a Nationwide Flex account its free for 31 days, although we pay to extend our cover for 6 months B-) .......... I presume from a casual glance that many people on this forum are relatively elderly and as such may well, like me, have pre-existing ailments which private insurance often refuse to cover. That in my opinion is one of the great advantages of EHIC. It allows me to travel without to much concern. Indeed in some countries I feel more secure than in the UK. I unfortunately had a major incident (some would say the ultimate) some years ago whilst touring in France and I experienced at first hand the major benefits of EHIC - being provided treatment well in excess of what I would have recieved in the UK. I was hospitalized for 7 days 5 of which were in a single high dependency unit . During this period both I and my wife were in contact with our insurance company who just happened to be the one you quote having been obtained free via Nationwide BS. At the time of the incident I was advised unofficially the cost of treatment would be measured in tens of thousands and being inexperienced of such matters was unaware of what if any costs would be covered by EHIC. I advised the insurer of the situation and just before my discharge they contacted me by phone to advise me they would not be covering any costs as from discussions with my GP they had become aware of a pre-existing problem which they claimed I was aware of. This rather astonished me not simply by the advice but by the rather gloating manner in which the information was delivered. However by this time to be frank both my and my wifes thoughts were firmly concentrated on the fact I was alive and walking and I could n't give a F*** for the insurance. The funds were not a major problem but accessing them from a remote European location in my condition was something I wished to avoid - that is often one of the major benefits of good insurance that peace of mind. On discharge the specialist who had treated me trhoughout - a very nice muslim lady - took both my wife and I to their 'treasury' department and oversaw all billing and payment acting as a translator where necesssary. Both I and my wife were astonished when we were presented with a bill for only 180 Euros!!! This covered the cost of not just my treatment but in effect my wifes accomodation - they had allowed my wife to sleep next to me on a camp bed throughout the period. I didn't give much thought to the insurance matter after that - 180 euro is only a good meal.. It was not until I was with my UK GP who was incredulous of the refusal and suspected it was a try on which on the basis of the information provided would not stand up to challenge. I really hope EHIC rights are preserved. I am sure I was incredibly fortunate in many ways and I appreciate treatment/rights do vary from country to country but I would suggest it is a major benefit of the European Community As regards health insurance ... I will leave you to conjure up what my opinion is. But I would recommend you take extreme care if you have to rely on it. It is not always the panacea you may presume it will be Jak......I'm glad it all worked out for you in the end and glad to hear the specialist who treated you intervened and helped sort it out for you. You are right regards pre-existing medical conditions. Dependent on condition not all will cover and those who will, will load. Stands to reason....in their eyes you are a bigger risk. I agree, it would be utter madness to lose the EHIC facility which many elderly have relied on as part of enabling seamless border free travel we've enjoyed for many years now, yet a particular faction are now prepared to throw it down the pan...and for what? None of them can answer that. They've been sold a pup, swallowed the myths and lies hook, line, sinker and we are now in this mess. I only had NW travel insurance once which like you (though mine was theft), turned out to be a complete loss as they paid out a fraction of the value id had stolen. Never bothered with them since and couldn't recommend them for obvious reasons. Another experience i had with NW was c/h boiler insurance. Can't remember how much the premium was but i'd had it a few years then one winter the boiler failed. Called NW and they sent a heating engineer out who found the problem, Two parts had failed....one costing £12 the other part £130. No prizes for guessing which part NW paid out on? Even the engineer guy said he was expecting that and told me in his opinion boiler insurance simply isn't worth it. As he said you're far better off with the money in your bank account. I cancelled my insurance with NW immediately after that job! Link to comment Share on other sites More sharing options...
Barryd999 Posted October 31, 2018 Share Posted October 31, 2018 Sounds like some of these travel insurance policies through the banks are not worth the paper they are written on. I suspect cronky old motorhomers will have to pay through the nose for "reliable" cover (assuming they can get it at all) post Brexit. On top of that sterling will crash even further making everything in the EU much more expensive, Massive queues both sides of the channel, travel visas probably required and the Schengen rule of maximum three months for none EU citizens will scupper the plans of those who travel long term. Motorhomers voting for Brexit really are like Turkeys voting for Christmas. Link to comment Share on other sites More sharing options...
Guest pelmetman Posted October 31, 2018 Share Posted October 31, 2018 Barryd999 - 2018-10-31 8:41 AM Sounds like some of these travel insurance policies through the banks are not worth the paper they are written on. I suspect cronky old motorhomers will have to pay through the nose for "reliable" cover (assuming they can get it at all) post Brexit. On top of that sterling will crash even further making everything in the EU much more expensive, Massive queues both sides of the channel, travel visas probably required and the Schengen rule of maximum three months for none EU citizens will scupper the plans of those who travel long term. Motorhomers voting for Brexit really are like Turkeys voting for Christmas. In my experience of insurances ;-) ......... Their default position is "the computer says no" *-) ....... But that's "A" typical of most big businesses nowadays sadly :-| .......... The EHIC card isn't perfect either by a long chalk.......... https://www.theguardian.com/money/2013/may/30/spain-ehic-refusal-european-commission Link to comment Share on other sites More sharing options...
Muswell Posted October 31, 2018 Share Posted October 31, 2018 In my experience of insurers they have all been excellent at dealing with: musical instrument theft, burglary, water damage and vehicle theft and we were fully reimbursed on all occasions with no argument. But they were all reputable companies and not some sort of BOGOF deal. Link to comment Share on other sites More sharing options...
Brian Kirby Posted October 31, 2018 Share Posted October 31, 2018 Archiesgrandad - 2018-10-29 8:08 PM I am firmly in the camp that says we should wait and see what agreement is reached before I make judgements on the outcome, but for those of you you who feel that leaving this Common Market will result in the UK being excluded I still maintain that we were never full members anyway, and to illustrate ---- I tried to order a couple of accessories for the wood burner today. Knowing that Amazon UK will not allow stuff to be posted to France, I went on Amazon France. I found what I wanted and went through the order process and when I tried to finalise it said that they could not post these items to France because they were to come from England. I went onto Amazon Germany, ordered what I wanted and it will arrive in the next few days. This happens all the time. AGD We are well off topic, but in passing, I can't see how this reveals anything relating to the UK's status within the EU. It seems to be an Amazon quirk. Why not ask Amazon to explain? They may not have noticed that it happens. Link to comment Share on other sites More sharing options...
Brian Kirby Posted October 31, 2018 Share Posted October 31, 2018 Ooops! Link to comment Share on other sites More sharing options...
Barryd999 Posted October 31, 2018 Share Posted October 31, 2018 pelmetman - 2018-10-31 8:54 AM Barryd999 - 2018-10-31 8:41 AM Sounds like some of these travel insurance policies through the banks are not worth the paper they are written on. I suspect cronky old motorhomers will have to pay through the nose for "reliable" cover (assuming they can get it at all) post Brexit. On top of that sterling will crash even further making everything in the EU much more expensive, Massive queues both sides of the channel, travel visas probably required and the Schengen rule of maximum three months for none EU citizens will scupper the plans of those who travel long term. Motorhomers voting for Brexit really are like Turkeys voting for Christmas. In my experience of insurances ;-) ......... Their default position is "the computer says no" *-) ....... But that's "A" typical of most big businesses nowadays sadly :-| .......... The EHIC card isn't perfect either by a long chalk.......... https://www.theguardian.com/money/2013/may/30/spain-ehic-refusal-european-commission Its worked very well for us and trust me, we have used it loads. Spain is renowned for being a bit dodgy when it comes to the EHIC card and you do have to be careful you dont end up in a private hospital but France, Italy and Germany in my experience have been excellent. Italy was the best. Two ambulances, two hospitals, God knows how many doctors and consultants. Nothing to pay whatsoever. Nobody will probably insure us if EHIC goes, we are clearly a bad risk. (lol) Link to comment Share on other sites More sharing options...
aandy Posted October 31, 2018 Share Posted October 31, 2018 Muswell - 2018-10-31 11:06 AM In my experience of insurers they have all been excellent at dealing with: musical instrument theft, burglary, water damage and vehicle theft and we were fully reimbursed on all occasions with no argument. But they were all reputable companies and not some sort of BOGOF deal. I had a similar and entirely satisfactory experience when, following a breakdown in France, I had to use the "BOGOF" policy included with my bank account. Cover provided by LV/Britannia on exactly the same terms as I would have had if I'd insured with them direct. There is nothing disreputable about the companies providing this sort of cover but, as with any standard 'off the shelf' product, it is essential to ensure that it is suited to the individual's needs.When comparing my "BOGOF" travel insurance with a policy that a friend had bought direct from the insurer, we found that mine was more comprehensive than hers. From what I've heard on various radio consumer programmes, it seems to me that where problems arise it is most often because the insured has not fully understood the terms of the policy. Link to comment Share on other sites More sharing options...
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