webby1

I had taken out a subscription with my credit card some years ago.I received a notification in October that the payment was about to be taken from my card.But I have a new card (with the same company)so I thought I'll let that lapse and buy from Vicarious. Anyway the point is, if you start a DD with a credit card it follows you around and so the payment was taken off my new card.Luckily Vicarious allowed me to cancel and ACSI have cancelled the DD,which only they can do. Not sure if the DD would follow to a new company as both mine were Barclaycards but if they were both just Visa or Mastercard then it might.

Thanks for all that real life info about the scheme. LV has always done a cheap/good price annual travel policy covers cruises, Egypt and Turkey. Premier is up to 90 days per trip. But I am dreading the increase next year now I am 70.................... it could be anything. As far as I can see the NFOP seems to be more price stable and not so much of an unknown as we get older. As said that's when the price tide will turn. Oh I think I've said all this before.............it's an age thing😒

We get a good multi policy from LV but I guess that will start to climb up now I'm past 70.The NFOP looks as though it might keep to a steady inflation type increase beyond 74. If you have conditions it seems even better value.I understand as we get older no matter what as long as the doctor does not tell you not to travel ( when presumably you wouldn't want to anyway)the flat rate remains "steady" It's now £399 a couple

Gave them a call and they no longer have the qualifying period.Flat rate travel insurance is I think £399 for a couple.But only 65 days per trip.It only runs from March to March so you lose out if you take it out part year. Only medical is that you have not been advised not to travel and I understand this can carry on if you take it out before age 74

Just found out what NFOP stands for and I'm going to give them a try for insurance.Do you know if they allow 90 day trips.

Just to update.....I was very keen on the IQ go deal as it was so flexible. It says you cannot do more than 3 months in EU "without use in the UK" BUT I asked them about qualifying usage in the UK and was told that you cannot use it for more than 3 months in EU in any 12 month period. So the "without use in the UK" is bit deceptive as it doesn't make any difference. My question is, how much must I use it back in the UK before I can do another 90 day trip later in the year. Is it days or data usage that counts. Thanks for your help Thanks for your mail. We permit 90 days out of 12 months to be used abroad. Is this yet another fair use deception hidden in the small print

There are many youtube videos about dealing with scam callers but I really like This one

So we need to get the definitive answer. It disconnects with a mobile (all networks ?) but what about landline to landline..................does that stay active for the very reasons you say.

I think you are absolutely right about the hanging on the line scam...................in which case the advice is very misleading. In fact it encourages people to think they are following best advice and to do the wrong thing. I'll experiment by phoning a friend later.Or does anyone know for sure?

I used the cheapo ELM 327 from ebay Just out of interest. I don't remember those lights flashing on beforehand, but it passed the MOT so I guess they must have done. Anyway they go on and then off correctly now, so no problem there. My confusion is the airbag light now stays on but only since the scan. Apparently showing an issue that wasn't there before. I'll get a proper scan done.

Thanks for that offer.I'm sure I hadn't seen the ABS light or the airbag light at all before, but maybe I just missed them. Unfortunately now its awake the airbag light stays on. A fault can't have happened since I plugged in the OBD so the scan has created something that definitely wasn't there before.It doesn't read a fault with the airbag so it must be just the light.

It's passed its MOT for the last 10 years. But as I say there are at least 5 that I've never seen lit before. At least now they are doing what they should be doing

So I decided to do an OBD scan with the new bluetooth ELM327 scanner(first lesson............ if it ain't broke don't mess with it) As it went through the modules the appropriate lights for ABS. seatbelts, airbag, battery, oil etc flashed on. The scan reported no problems but now all those lights come on and then go off when starting the engine. Before it was only 2 or 3. Now I assume that is a good thing as they are performing the appropriate checks but I wonder if they were not doing the checks before and the scan has somehow awakened the modules. Or have some of the lights just been turned off as it is worrying to see about 10 lights come on. So any answers or speculation welcome. How many warning light flash on before you start your Ducato? (ours is 2009)

Thanks for that reference Derek. So no mention of 7 pin socket electrics only 13 pin.Time to downgrade I think.

There is no power getting to the 13 pin socket towbar socket and we have an MOT due next week. We only ever use it for the bike rack and that only need 7 pins.So I am thinking to change the socket down to 7 pins.I have read in a few places that only the 13 pin is subject to electrical testing and the 7 pin is just checked for security. Does anybody have any references to this so I can show the tester if needed. And while we're at it, does anyone have any thoughts on why no power to any of the pins.I have no idea if it is fused or where I can check the connections.

However, I always say in these cases, just because you drove through or your mate or 10 other people does not mean that I will not get stopped tomorrow. We drove though earlier this year clutching a copy of Derek's reply from the Rouen team. I'm happy it's OK until at least 2024. Also I don't think they have numberplate recognition as yet, so don't attract attention driving through with "10 other people"😄

I've always been dubious about insurance available at the border.................... perhaps I'm being too suspicious. Comfort stopped issuing green cards for Morocco so we switched to LV which was also cheaper.When I check last year they were offering a 3 month green card for £70 which I think was fully comp. I have read there are other companies that offer green cards but I don't think any can price match LV.

I don't know anything about the 6 month rule with Popit and I thought it was just monthly. As I said for £1 month I just keep it ready for my next trip. The IQ go option deal posted by @Solwaybuggierseems another good option.It's cheaper for 100gb and presumably also allows access to UK TV....better check that. Also ask what UK usage they might require over that year.

Been very happy with our Popit sim who I think do a 30gb sim for £18 month.We had 100gb for £25. Very happy with it so did a bit of UK usage to qualify and have now parked it up for next 6 month ay £1 month. Various local sims for France and or Spain but I think they do not offer the full package in the other country. Also with Popit you can pick up UK TV and BBC Iplayer without needing a VPN

We have the Huawei 535 232 mi fi which we got free with our three contract. We have no broadband or landline at home and use this for all our internet.I guess it depends on the signal where you are.We carry it around the UK and for abroad just change to a Popit sim.

As I said we are jumping between two issues.One is staying in one country for over 90 days and then perhaps needing some form of residence card,which I also believe has technically always been the case.The other issue is moving around the EU for over 90 days for which the residence issue is not relevant. Here's something else to perhaps muddy the waters.When we leave next week (Inshallah) after 98 days, perhaps I could be asked to prove we had actually travelled together throughout that time. I could have been floating around Shengen for months on my own(working?) and my wife just flies over for the last week to join me in the motorhome as we cross back to UK. What do you think.

Here's another complication/question that does not seem to be covered by the directive.If I overstay my 90 days I am presuming/hoping that will be OK if I travel with my Irish wife and that we could go out again within the 180 days as we have done. But I'll bet if i wanted to go out on my own I would have to wait for the balance of the 180 days and my/our previous days would count.What do you think ?

I'm presuming throughout this that we are referring to overstaying 90 days in one country and thereby needing a residence card. My concern is about going over 90 days having travelled through various EU countries with an EU spouse.My understanding is proof of marriage and a copy of the Directive 2004/38/EC and a polite smile should be enough. I'll let you know next week when we travel back from Rotterdam....................I'm sure they allow internet access in Dutch prisons🤣

My post was also trying to explain why the non EU gets a stamp, whether with their EU spouse or not.

I think the reason for stamping the non EU citizen passport is to keep a check on your movements.You could enter with your spouse and not get a stamp.....but then you are free to separate and you can leave whenever you like as there is no stamp in you passport to show your entry date.Whereas with a stamp once over 90 days you have to leave with your spouse to avoid any problems. As I said earlier my passport was stamped on our last 90 day trip and I have kept all the proof/boarding cards to show that we actually travelled together. Otherwise they could say I made that trip on my own and this second 90 day trip takes me over the 90/180 even when with her (on reflection maybe this is not a problem)